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3 Options to Consider when Selling during a Divorce

October 5th, 2023

Selling a home during a divorce is not an easy task.

In fact, at Evergreen Home Buyers, we’ve helped a lot of homeowners going through a divorce sell their property for a fair cash price — to make that process as quick and easy as possible.

Still, there are challenges.

So we thought we’d give some advice to homeowners who are going through a divorce.

The first thing to determine is who actually owns the house. If only one of you owns it, then this might not even be a problem. If both people own it, then that’s where there will need to be some discussion.

There are basically three options:

1. Sell The House & Split Equity — This is the easiest and most amicable route. Start by getting a home appraisal, discuss individual debts, and determine (with a moderator if needed) who gets what percentage of the proceeds when selling the home. It’s helpful to use a divorce attorney for this part of the process.

2. One Party Buys The Other Out — It’s possible that one party wants to sell the house while the other party wants to keep it. If the home is under both parties’ names, then to keep the home, one party will have to refinance the original mortgage loan in order to buy out the other party. Specifically, they’ll need to borrow enough money to pay off the previous loan and the spouse whatever portion they’re owed.

3. Own Together, Sell Later — Perhaps both parties aren’t interested in selling the home right now. While it’s completely possible to continue owning the property together and sell at a later date, it requires a lot of trust and transparency between the divorcing couple, something that is often in short supply.

If you or someone you know wants to skip the headache and sell their house fast for a fair cash price, give us a call at (904) 342-3216 to get your fair as-is cash offer! No obligation!

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